Our captive business model brings risk-sharing capabilities to a variety of organizations, including:

• Retail Agents:  our industry leading Agency Captive model offers your agency an opportunity to take a risk position on their book of business, be it heterogeneous or homogeneous in nature.
• Associations:  an attractive source of non-dues revenue, our Association Captive model gives the association the ability to participate in the members risk as a whole. 
• Large Account Customers:  whether your firm wishes to build its own captive (Single Entity Captive) or combine forces with other peer companies (Group Captive) our model offers a variety of risk-participation options to meet your needs.

Highly flexible, we structure each deal to meet the needs of our partner, maximizing resouces and leveraging assets to build a long-term, profitable captive partnership.  Risk sharing may be on either a Quota Share or Excess of Loss (XOL) basis, depending on your appetite, and Great American will stand by you as a participating front and reinsurer.  All our programs offer Aggregate Stop Loss protection and collateral requirements are clearly communicated up front, and throughout the life of the partnership. 

Captive partners have their choice of domicile - on shore or offshore -  and you may own your own captive or participate in a segregated cell via a rent-a-captive facility. 

As for services, all transactions are executed intelligently, and we offer the full suite of carrier services. Our team is comprised of tenured captive experts, responsive to the needs of both you and your clients.  This said, we are willing to unbundle services too, subject to passing our due diligence requirements.